Top 3 best credit cards for students

Nowadays having a credit card is necessary if you want to build a positive credit history and track your expenses. That is why it is better to start using cards from the youngest age possible.

Here are top credit cards for students which provide best perks you can find on the market.

Discover it® Student Cash Back Card

Probably the best variant you can choose from this rating. It has the same perks as the original Discover it® Cash Back Card, with a slight difference regarding your average GPA. Like the original card it has 1% cashback on all purchases which you made without any exception. Moreover, in department stores or gas stations, you get 5 % cashback (but no more than 1500 dollars quarters) As a nice addition Discover It doubles your cash back after the first 12 months of usage. Still beware that your credit rating must already be average or above average so this option is not related to the category of the best credit cards for people with no credit or credit cards for students with bad credit.

Journey® Student Rewards from Capital One®

A perfect decision for students who want to raise their credit rating fast. This is not full of features which can influence your decision to take exactly this card. However, it is on the list of the best credit cards for students because it is a perfect decision for students who want to raise their credit rating fast. The reason for that is that it is made for on-time payments. Even your cashback is raising from 1% to 1.25% if you pay on time. There is no other reason to take this card because it has a standard package of perks such as lack of annual fee and absence of introductory APR. Still it is number 2 in our top credit cards for students because it is nice to multiple credit rating.

Wells Fargo Cash Back College Card

This option is in our rating because it has a pretty high cash back percentage in the first 3 months. In gas, grocery, and drug stores you will receive a 3% cashback. After 3 month period credit card offers for students 1% cashback on all purchases lifetime. Besides this card offers the longest period with 0% APR on all purchases you have made for 12 months after you started using the card. It is probably the longest period possible for student’s cards. This card is included in the list because it isn’t hard to get it, you don’t need a high credit rating to apply for this card and in this circumstances, cashback is high enough.

Remember to make your own research while choosing the credit card. Whether you are interested in cashback services or in raising your APR it is almost impossible to find a credit card which will fit all your requirements and combines all perks. Choose one which is in the priority for you or order more than one card.